Dis-Chem Life
- 𝗗𝗶𝘀-𝗖𝗵𝗲𝗺 𝗟𝗶𝗳𝗲 𝗰𝗼𝘃𝗲𝗿 from R99pm*
- Up to R20 million cover* (premium dependent)
- Instant cover, no paperwork
- Cover for 18 – 65-year-olds
- Sign up in minutes
- Get up to R50,000 within 48 hours of your valid claim, helping cover immediate expenses like funeral costs
- FREE expert financial adviser consultation
- Award-winning Disability, Critical Illness and Income Protection Benefits (optional) *
- HIV and Diabetic: up to R10 million cover and save up to 50% on premiums
- Critical illness payouts up to 500%
- Critical illness products can pay up to 500% for severe illnesses such as cancer, stroke, and heart attack
- Education Protection benefit
- Covers children’s education costs, including tuition and certain related expenses, if the insured parent dies
Dis-Chem’s Better Rewards is a loyalty program that offers instant discounts at tills on thousands of everyday essentials. The program is designed to provide immediate financial relief while connecting shoppers to better healthcare.
Here are some key benefits.
- Instant Savings: Members receive ongoing savings of 10% across more than 140 popular South African brands, covering over 10,000 products
- Additional Discounts: Capitec cardholders receive an additional 5% off their basket of qualifying brands, bringing the total discount to 15%
- Pharmacy Boost: Members get an extra 5% off on qualifying brands when they fill acute or chronic prescriptions or buy over-the-counter medication
- Health and Wellness: Dis-Chem Life policyholders have access to a free HealthCheck in a Dis-Chem Clinic every year, allocating them a Health Rating
- Rewards for Policyholders: as a Better Rewards member you can boost your rewards from 20% to 100% on up to 140+ of SA’s most-loved brands at Dis-Chem stores*
- Up to R3000 savings on SAs most-loved brands at Dis-Chem stores*
Plus, as a Better Rewards member, you can boost your rewards from 20% to 100% on up to 180+ of SA’s most-loved brands at Dis-Chem stores.*
.*Terms and conditions apply. Dis-Chem Life is an authorised financial services provider – FSP 50594. Products are underwritten by Guardrisk Life Limited, an authorised financial services provider (FSP No 76) and a licensed life insurer. Life Insurance premiums are risk profile dependant, subject to change and are not guaranteed. Cover amounts are subject to underwriting, and granted on a case by case basis. For more information, visit www.dischemlife.co.za. Premium savings are relative to internal premiums.
International award won at 2022 Global Excellence Award for 2022’s Leading Innovator in Life Insurance Solutions- South Africa.
*The Better Rewards programme is a loyalty programme offered by Dis-Chem. Better Rewards is not an insurance product and a non-insurance benefit and not offered by Guardrisk Life Limited.
©2025 Dis-Chem Life (Pty) Ltd. Terms of use. For the full policy terms and conditions, including key limitations, exclusions, risks and charges, please visit the FAQs section or contact us on 080 000 0123.
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