1Life Life Insurance
- Save up to 13% on life-cover premiums when you buy online directly from 1Life.
- Get up to R12 million life cover immediately with just 1 simple call and no paperwork
- Save up to 28% when you combine life and funeral cover, compared with buying separate policies. Savings depend on your risk profile.
- Get life cover with 1 simple call, simplified underwriting and no paperwork or medical exams – just one quick HIV swab
- With 1Life life insurance, get no increases, guaranteed, for the first 12 months
- Your policy includes a Pay now Funeral Benefit of R50 000 to cover your funeral expenses
- No medical checkups required, just a simple HIV saliva swab
- Waiting periods are policy-specific. Accidental death is covered during the applicable waiting period; natural death is covered only after that period ends, subject to the policy terms.
- You can add up to 10 beneficiaries
- You can also get dread disease or disability cover with your life insurance policy
- Terminal Illness Benefit: eligible policies can pay the full life-cover amount after a qualifying terminal diagnosis, subject to medical assessment and the policy schedule. Payment ends the policy.
Free 1Lifestyle rewards programme: Policyholders receive access to 1Lifestyle, which includes discounts, savings, competitions, and monthly rewards at participating retailers and brands
- Combine your life cover with funeral cover for up to 16 family members on one policy.

1Life Insurance Limited is a licensed life insurer & financial services provider (FSP 24769).
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Customer reviews
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5.0 out of 5 stars (based on 3 reviews)
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October 6, 2026
Review of 1Life Life Insurance
I’ve had great experience with the insurance
Jefferson