Dis-Chem Life's Funeral Cover
- Affordable Premiums: Starting from just R49 per month*, depending on the cover amount and options chosen
- Comprehensive Coverage: Covers up to 21 family members, including spouse, children, and extended family
- R125,000 Boosted Funeral Cover Benefit: Up to 250% cover boost for three months at no extra cost and keep it for life*
- Immediate Accidental Cover: Covered from day one for accidental death
- Quick Payouts: Claims paid within 4-48 hours once approved
- Premium Skip: Skip December’s premium payment every year*
- Education Protector: Up to R125,000 cash to support child’s education if policyholder passes away
- Grocery Protector: Up to R75,000 cash to support family’s groceries
Dis-Chem’s Better Rewards is a loyalty program that offers instant discounts at tills on thousands of everyday essentials. The program is designed to provide immediate financial relief while connecting shoppers to better healthcare.
Here are some key benefits.
- Instant Savings: Members receive ongoing savings of 10% across more than 140 popular South African brands, covering over 10,000 products
- Additional Discounts: Capitec cardholders receive an additional 5% off their basket of qualifying brands, bringing the total discount to 15%
- Pharmacy Boost: Members get an extra 5% off on qualifying brands when they fill acute or chronic prescriptions or buy over-the-counter medication
- Health and Wellness: Dis-Chem Life policyholders have access to a HealthCheck in a Dis-Chem Clinic every year, allocating them a Health Rating
- Rewards for Policyholders: as a Better Rewards member you can boost your rewards from 20% to 100% on up to 140+ of SA’s most-loved brands at Dis-Chem stores.*
- Up to R3000 savings on SAs most-loved brands at Dis-Chem stores*
Plus, as a Better Rewards member, you can boost your rewards from 20% to 100% on up to 180+ of SA’s most-loved brands at Dis-Chem stores.*
*Terms and conditions apply. Dis-Chem Life is an authorised financial services provider – FSP 50594. Products are underwritten by Guardrisk Life Limited, an authorised financial services provider (FSP No 76) and a licensed life insurer. Life Insurance premiums are risk profile dependant, subject to change and are not guaranteed. Cover amounts are subject to underwriting and granted on a case by case basis. Funeral and Protector cover boosts are guaranteed for 3 months. Thereafter, the boost depends on the health check outcome. Premium Skip dependent on having successfully collected a first premium. Funeral cover available to people ages 18-70.
*The Better Rewards programme is a loyalty programme offered by Dis-Chem. Better Rewards is not an insurance product and a non-insurance benefit and not offered by Guardrisk Life Limited.
©2025 Dis-Chem Life (Pty) Ltd. Terms of use. For the full policy terms and conditions, including key limitations, exclusions, risks and charges, please visit the FAQs section or contact us on 080 000 0123
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