Life Insurance vs Funeral Insurance: Which Is Right for You?

When it comes to securing your family’s future, one of the most common dilemmas is choosing between life insurance and funeral insurance. The answer largely depends on your unique financial needs and circumstances. Understanding Your Family’s Needs Here’s how to determine the best option for you: Key Features of Each Insurance Type Funeral Insurance: Life […]

Why You Shouldn’t Cancel Your Life Insurance

Life insurance offers a financial safety net for your family when you’re no longer around. From covering everyday expenses like bills and groceries to paying off major debts like a home loan, a life insurance payout can provide vital relief during a challenging time. While insurance premiums often feel like a grudge purchase—something you pay […]

How Much Life Insurance Does Your Spouse Need?

In the hustle and bustle of daily life, many people overlook the critical question of what would happen to their spouses if they were to pass away unexpectedly. While it’s uncomfortable to think about such scenarios, planning ahead is essential. “The passing of a loved one is a profoundly emotional experience,” says Joe Ekstein, head […]

Should You Put All Your Eggs in One Basket?

When it comes to life insurance, many wonder if they can split their coverage among multiple insurers. Perhaps you feel safer diversifying your policies rather than relying on just one provider. The good news? You can have life insurance policies with as many insurers as you like. However, approval for each policy isn’t guaranteed, and […]

Do you really need a funeral policy if you have life cover?

When you pass away your spouse is going to need some instant cash for a funeral (like in 72 hours). The problem is that life insurance pay-outs take a little longer than a day or two to finalize. So what now? How does your spouse get their hands on quick money and shouldn’t your life […]