Warning: Trying to access array offset on false in /usr/www/users/insurkvnmj/wp-content/plugins/elementor-pro/modules/dynamic-tags/tags/post-featured-image.php on line 39 Warning: Trying to access array offset on false in /usr/www/users/insurkvnmj/wp-content/plugins/elementor-pro/modules/dynamic-tags/tags/post-featured-image.php on line 39 Warning: Trying to access array offset on false in /usr/www/users/insurkvnmj/wp-content/plugins/elementor-pro/modules/dynamic-tags/tags/post-featured-image.php on line 39 Warning: Trying to access array offset on false in /usr/www/users/insurkvnmj/wp-content/plugins/elementor-pro/modules/dynamic-tags/tags/post-featured-image.php on line 39INSURANCEFUNDI | DISCOVERY HEALTH 2017 - TWENTY THREE

Discovery Health 2017 – Part 23

Warning: Trying to access array offset on false in /usr/www/users/insurkvnmj/wp-content/plugins/elementor-pro/modules/dynamic-tags/tags/post-featured-image.php on line 39

[banner id=”19730″]

In part twenty two of this series we looked at what the Core range offers in terms of benefits. Now we drill down and look at the Classic Core in terms of cost and where it fits in.

The difference between Core plans and the rest

I think if you had to boil it down to one major difference, it has to do with the medical savings account and above threshold benefits.

  • The Executive plan has no self-payment gap and an unlimited above threshold benefit
  • The Comprehensive range has a self-payment gap and an unlimited above threshold benefit
  • The Priority range has a self-payment gap and a limited above threshold benefit
  • The Saver range has no above threshold benefit but a day-to-day savings benefit
  • The Core range only pays for chronic medications and hospital

The Classic Core Plan

This plan is the most expensive of all the Core options for two reasons:

  • It allows you to use any private hospital and
  • it pays 200% of the DHR for those expenses. Think of Discovery Health deciding that a procedure should cost R1, 000. This is known as the Discovery Health rate. On the Classic Core plan Discovery Health is willing to pay R2, 000 for that procedure.

Let’s start off with the cost:

  • Main member – R1, 918 monthly
  • Adult dependants – R1, 510 per adult
  • Children – R767 per child (A maximum of three children are charged for)

Here’s how the cost compares to Classic Smart:

Classic SmartClassic CoreDifference
Main memberR1, 535R1, 918R383
Discovery Health Rate200%200%
Choice of Private HospitalSmart plan hospital onlyAny
GP ConsultationsR50
MedicinesR10
Eye TestR50
Dental CheckupR100
Sports Related InjuriesR100

You can find our Discovery Health 2017 pillar articles by clicking on the links below:

 

If you’d like to drill down in more detail, here are the links to each and every plan:

Do you need assistance with your medical aid? Leave your details below and we will get back to you.

[banner id=”19730″]

Until next time.

The InsuranceFundi Team

If you would like further information, submit your details below & we will contact you.