How long do you want to wait before your Income Protection Policy pays out?

Income Protection

Since the year kicked off, we’ve been blogging about protecting your income. The truth is we all get up every day and trade most of our time, and energy, for a pay-cheque each month. Protecting that pay-cheque is vital in a world where creditors own most of our major assets, like our house and car […]

What happens to your income if you become disabled and can’t work?

income protection

Your life comes to a grinding halt and the proverbial ‘you know what’ hits the fan. Last week we kicked off the year with a blog post about the questions you need to ask yourself before you dive into buying an insurance policy. I purposefully started the list of questions off with this one: What […]

Why is it imperative that you have Salary Protection cover?

salary protection

It would probably take 3 or 4 missed pay cheques to sink most South African households. That is an extremely sobering thought, isn’t it? If you found yourself in a situation where you could no longer earn an income (due to an accident or illness), it could very easily spell bankruptcy! Protecting your ability to […]

5 questions you should ask before taking out an income replacement policy

Do you need income replacement cover? You might start by asking yourself a few questions. Do you bring the moola home? If YES, then it’s obvious that not being able to earn a living, will leave your family in a very sticky situation. In households where the family income responsibility is evenly shared between the […]

Salary Protection | Is there such a thing?

salary protection

Imagine losing every cent of your income? Let’s be very clear here. I’m not talking about losing your job and then having to find a new one. Yes, you might struggle for a while, but you can always make a plan and find another one. What I’m talking about is losing your ability to earn […]